Internet Privacy Policy
THE PENSION ALLIANCE INCORPORATED INTERNET PRIVACY POLICY

The Pension Alliance, Inc., and its affiliate offices, has developed this privacy statement for you, the visitor, to demonstrate its commitment to privacy on the Internet. The Pension Alliance Internet Privacy Policy is your resource about the information gathering and dissemination practices for www.pensionalliance.com and all other Web sites owned and operated by The Pension Alliance, Inc:

1. Collection of Personal Information from Site Visitors
The Pension Alliance may collect and/or track (1) the home server domain names, e-mail addresses, type of client computer, and type of Web browser of visitors to our Web site(s), (2) the e-mail addresses of visitors that communicate with The Pension Alliance via e-mail, (3) information knowingly provided by the visitor in online forms, registration forms, surveys, and contest entries (including demographic and personal profile data), and (4) aggregate and user-specific information on which pages visitors access.
The Pension Alliance may place Internet "cookies" on visitors' hard drives. Internet cookies may save data about individual visitors, such as the visitor's name, password, user-name, shopping cart, screen preferences, the pages of a site viewed by the visitor, and the advertisements viewed or clicked by the visitor. When the visitor revisits The Pension Alliance’s The Pension Alliance’s Web sites, the sites may recognize the visitor by the Internet cookie and customize the visitor's experience accordingly. The Pension Alliance request’s web site visitors not decline or disable Internet cookies while visiting The Pension Alliance’s Web sites, as the sites may not function properly.
Visitors have the right to delete the Internet cookies placed on the visitors' hard drives at any time. Doing so will erase the data about the individual visitor such that when the visitor revisits The Pension Alliance’s Web sites (in a new session), the sites will not recognize the visitor.
When a visitor performs a search within The Pension Alliance’s Web site, The Pension Alliance may record information identifying the visitor or linking the visitor to the search performed. The Pension Alliance may also record limited information for every search request and uses that information only to solve technical problems with the service and to calculate overall usage statistics.

2. Use of Personal Data Collected
Personal data collected by The Pension Alliance may be used by The Pension Alliance and our affiliate office’s for editorial and feedback purposes, for marketing and promotional purposes, for a statistical analysis of users' behavior, for product development, for content improvement, to inform advertisers as to how many visitors have seen or clicked on their advertisements, or to customize the content and layout of The Pension Alliance’s site. Aggregate data on visitors' home servers may be used for internal purposes or provided to third parties, such as advertisers. Individually identifying information, such as names, postal and e-mail addresses, phone numbers, and other personal information which visitors voluntarily provide to The Pension Alliance may be added to The Pension Alliance’s databases and used for future calls and mailings regarding site updates, new products and services, upcoming events, and status of orders placed online.

3. Disclosure of Personal Data to Third Parties
The Pension Alliance does not sell, rent, share or intentionally make publicly available any individually identifying information. The Pension Alliance may disclose to third parties only information in aggregate form, that is publicly available, and/or that is knowingly and voluntarily disclosed by visitors. If there are advertisements on The Pension Alliance’s Web site, the advertiser(s) may be electronically notified when visitors view or click on its advertisements.

4. Security Measures
The Pension Alliance has implemented numerous security features to prevent the unauthorized release of or access to personal information. In particular, when a visitor places an order on this site (if any) or accesses his or her account information (if any), The Pension Alliance offers the visitor the ability to use a secure server. The secure server encrypts all information a visitor inputs before it is sent to The Pension Alliance, and is also used to securely store personal information. Please be advised, however, that while The Pension Alliance has endeavored to create a secure and reliable site for visitors, the confidentiality of any communication or material transmitted to/from The Pension Alliance via this site or e-mail cannot be guaranteed. Accordingly, The Pension Alliance is not responsible for the security of information transmitted via the Internet.

5. Opt-Out Right
Visitors may opt out of having their personal information collected by The Pension Alliance, used by The Pension Alliance for secondary purposes, disclosed to third parties, or used by The Pension Alliance or third parties to send promotional correspondences to the visitor, by contacting The Pension Alliance via postal mail, e-mail, or telephone at the addresses below, or by editing the options available in the visitor’s account information.

6. Access to and Ability to Correct Personal Data
Upon request via postal mail, e-mail, or phone, The Pension Alliance will provide to visitors a summary of any personal information retained by The Pension Alliance regarding the visitor. Visitors may modify, correct, change or update their personal record in The Pension Alliance’s database. The Pension Alliance will only send personal records to the e-mail address on file for the visitor name associated with it. Please note some administrative time may be required for certain changes.

7. The Pension Alliance’s Right to Contact User
The Pension Alliance reserves the right to contact site visitors regarding account status and changes to the subscriber agreement, privacy policy, or any other policies or agreements relevant to site visitors.

8. The Pension Alliance’s Right to Change Privacy Policy
The foregoing policy is effective as of July 6, 2003. The Pension Alliance reserves the right to change this policy at any time by notifying visitors of the existence and location of the new or revised privacy policy. By entering The Pension Alliance website you are accepting all terms and conditions outlined in the above Pension Alliance Internet Privacy Policy.

9. Anti-SPAM Policy Statement
The Pension Alliance Incorporated does not send out unsolicited email. It is our policy to send email only to our current clients and people that have signed up for electronic correspondence. If you are receiving email announcements or newsletters from us in error or would like to be taken off of our mailing list please contact us as described in section 10. "How to Contact The Pension Alliance" of this policy and ask to be removed. Please accept our apologies if you have received any mail from us in error.

10. How to Contact The Pension Alliance
The Pension Alliance can be contacted:
• by mail at:
Attention: Information Technology Department
The Pension Alliance, Inc.
2578 Interstate Drive, SUite 102
Harrisburg, Pennsylvania 17110
United States of America
• by phone at 717.545.6060
• by e-mail at webmaster@pensionalliance.com